For those who want to invest money for the long term, while at the same time, enjoying some liquidity in their investment money, investing in mutual funds via SIP is one of the best options. Why SIP? Well, SIP is the short form for Systematic Investment Plan - it is an automated … [Read more...] about When You Can And Cannot Pause Your SIP
Early retirement is doing a lot of buzz these days. People from various sectors are so much attracted to this concept of retiring early. This concept of early retirement also has a cool phrase attached to it - Financial Independence, Retire Early (FIRE). This term actually … [Read more...] about Early Retirement | Is It Worth The Hype? What are the pros & cons?
Systematic investment plan (SIP) is a popular way to invest in mutual funds. It allows investors to invest a fixed amount of money at regular intervals, such as monthly or quarterly. This is a disciplined and convenient way to invest, and it can help investors to achieve their … [Read more...] about SIP Pausing: A Useful Tool for Mutual Fund Investors
FD laddering is an investment strategy that involves dividing your investment amount into multiple fixed deposits (FDs) with different maturity dates. This creates a "ladder" of staggered maturities, which gives you the flexibility to access your money as needed while still … [Read more...] about What Is FD Laddering? How Is It Better Than Regular FD? | Try FD Laddering To Maximise Your Profits!
The Post Office Time Deposit Scheme is a government-backed savings scheme that offers guaranteed returns on investment. The scheme provides four different types of accounts with varying maturity dates, from one year to five years. Interest rates on post office time deposits are … [Read more...] about Post Office Time Deposit Scheme: Interest Rate, Features, Tax Benefits | Is It A Good Investment?
When someone asks me to suggest the "best bank" - I usually say I can't! It is because, everyone's purpose of choosing a bank differs. For some, having advanced technical features would be a plus. For the others, the same thing could be a minus! Some would prefer good, and … [Read more...] about How To Select The “Best Bank” In India? What Are The Factors Someone Should Consider?
The Senior Citizen Savings Scheme (SCSS) is a government-backed retirement benefits program that allows senior citizens to invest a lump sum and receive regular income along with tax benefits. The scheme is administered by the National Savings Institute (NSI), a department of the … [Read more...] about Take Note Of THESE Features Of The Senior Citizen Savings Scheme That You Might Not Like!
Small-cap mutual funds invest in companies with a market capitalization of less than Rs. 5000 crore. These companies are typically young and growing, and they have the potential to generate high returns. However, small-cap funds also carry more risk than other types of mutual … [Read more...] about Top 5 Small Cap Mutual Funds That Will Get You Great Returns
In recent years, women's empowerment has become a central focus of many governments, organizations, and businesses worldwide. One crucial aspect of women's empowerment is financial independence. Access to financial services and resources can enable women to take control of … [Read more...] about Mahila Samman Savings Scheme | Everything You Need to Know | Interest Rate, Rules, Eligibility
Choosing the right mutual fund for investment is essential to achieve your financial goals. Mutual funds are a pool of money invested in various assets such as stocks, bonds, and other securities. The first step in choosing the right mutual fund is to understand your … [Read more...] about How To Choose The Right Mutual Funds For Investment?