Do you have an ICICI bank account? And are you a fan of mobile banking?
Who isn’t? Most of us use mobile banking or internet banking for convenience.
And since, most of us have smartphones in our hands, mobile banking has become a lot more popular and easier.
The focus of this post (and the video) is to show you how to install and activate ICICI mobile banking app called the iMobile app.
As a first, you need to install the app on your smartphone. If you are an Android user, go to the Google Play Store and search for “ICICI mobile banking app“.
The official mobile banking app by ICICI is called the iMobile app. Upon searching, you will most likely see this app on top.
If you are an iPhone user, you will find the same app in your App store.
Go ahead and install it. Once you have installed the app, open it up!
Now you will be presented with two options:
- I already have an account
- I want to open a New account.
Now, since we are trying to activate mobile banking, you must be already having an account.
So click on option 1.
Now the very first thing you have to do is to activate your registered mobile number. To do so, click on the “Activate Now” button as shown below:
If you use only one SIM in your mobile phone, then automatically that number will be selected.
If you use dual sims, then you must select the SIM that represents the mobile number which is the same number that is registered with your ICICI bank account.
Once you select the right SIM, click on “Verify Mobile Number”.
The following screen will show a 90 seconds count down while your mobile number is being verified – this is done by the app where an SMS is sent from your mobile number.
If your current mobile number is exactly the same as your ICICI account’s registered mobile number, then activation will be successful in 90 seconds.
The next step is to choose the login method of your mobile banking in iMobile app.
You have three options here:
- Fingerprint with 4 digit pin
- 4 Digit login pin
- Your internet banking user ID
Make a choice that will be easier for you to use the app as frequently as you can!
The choice should be convenient for you and as well as something that you can easily remember.
Now that you have set your login method, the next step is to authenticate your account.
For this, you will need to enter a few details from your ICICI ATM card. Keep the card handy.
At the back of your ICICI ATM card, you will see 16 boxes labelled A-P. And, each of those boxes will have 2 associated numbers with them.
In the iMobile app, you will be asked to type the numbers associated with any of the boxes in your ATM card.
For instance, in the example below, you see you are asked to enter numbers corresponding to the boxes E, G and K.
Once you have correctly entered the numbers by referring to your ICICI ATM card, click on Activate.
Now you will see the “Activation Done” pop up.
You will also see a message that for the first 24 hours, your transaction limit is Rs. 10000. You can change this limit later.
As a final step, you can enable fingerprint login option if you prefer logging in quickly and securely.
If your mobile phone has fingerprint lock, you can use the same.
Or, if you do not prefer to use fingerprint lock, click on No Thanks.
Now, your iMobile app is activated.
Using this app you can do quite some banking tasks like funds transfer, credit card bill payment, other bill payments, recharges and much more.
You can also perform QR code payments using this app.
On how to do some of these tasks – I will write about that in a future post and will also make a video!
Until then, enjoy your iMobile app!
Md Yusuf says
Can I activate imobile if my registered sim card is not in android set. That is present in simple mobile. And my android set with another sim card which is not registered. So plz suggest.
Jane Sheeba says
No, in order to use the official app, the mobile number should be the registered one with bank account.
Pradeep lalwani says
My icici mobile is activated, but in that funds transfer error is there that dabase empty & for Insta SIP it comes that contact to ICICI branch & funny part is that ICICI Matunga branch is unable to help. What should I do close this account & open another bank account.
Bhupinderpal singh says
Can I use imobile app if I’m not have any saving or other account with icici, but have only credit card which I want to use?
I have been using ICICI A/c since 2015 and Imobile also was working fine, recently i have changed my SIM network but the same Mobile no i am using after changing network now my Imobile is not working and i can complete pin set after that its not taking me to authentication page.
Shaik mahamad Bilal says
ICICI Bank account KYC video KYC wanted urgent please contact me
Jane Sheeba says
https://www.bankingminutes.com/icici-video-kyc-process-online-account-opening/ – The video in this post only tells you what happens. Obviously, we cannot record an on-call video KYC. Hope this helps!
Can I use imobile app if I don’t have any saving or other account with icici, but have only credit card which I want to use?
Mooiz Bhayani says
I m having amazonpay icici credit card, not an account. I m unable to login the app to activate the card. I have received the card 10 days before and also generated pin but unable to use it as all transactions are getting failed, i think it is inactive.
Please suggest the correct procedure.
P SUBRAMANI says
I downloaded version 12.3. Previously I blocked the set by oversight. Now when I try to reopen, there is a message saying ” Alert: Aceess to iMobile is currently blocked on this device. Please call our customer care for further assistance (#00)” . When i called customer care, it is taking me unblocking the debit card only. No other option available in the voice message. Can any one help me .
Of late iMobile pay app in my iPhone is not working when I am connected in WiFi. But when wifi is disabled , it is working. Pl explain what could be the problem