Credit card delinquency is a serious issue that can have a negative impact on your finances and your credit score. It occurs when you fail to make at least the minimum payment on your credit card bill for 30 days or more. There are a number of reasons why people may become … [Read more...] about What Is Credit Card Delinquency? How Does It Affect You? What should you do to Avoid It?
You might have already received calls from your credit card company, or the bank about increasing your credit card limit. Or you may need to increase your credit card limit to suit your spending needs. It is important to note that increasing your credit limit can have positive … [Read more...] about Pros And Cons Of Increasing Your Credit Card Limit – How To Increase Your Credit Card Limit?
When someone applies for a loan, depending upon the type of loan, a surety signature would be required. The rules, guidelines, and requirements to provide loan to a person will vary from bank to bank. Every financial institution will have their own set of guidelines for the … [Read more...] about Do You Know How A Surety Signature Affects You? Loan Guarantor Risks | Awareness
In the last video, we saw what a CIBIL score is. In today’s video let’s see how you can improve your CIBIL score. Maintaining a good CIBIL score is a good and essential thing. Not just for getting a loan, but it displays your good financial status. Also it is a self … [Read more...] about How to improve your CIBIL score – Practical, working tips
When you go to any bank in order to apply for a loan, the bank will look at your CIBIL score. Not just banks but any organization that you approach for a loan, will look analyze your credit standing or credit history by looking at your CIBIL score. If your CIBIL score … [Read more...] about What is a CIBIL score? Why is it important?